Celia Ellen Deifik
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Posts tagged "Bonita Springs"

Does your new home have a warranty?

Buying a new home is an exciting -- and sometimes overwhelming -- event. For many people, it is the most significant transaction of their lives. In all the excitement, it can be easy to make some missteps or fail to see some red flags that could jeopardize your home and your rights as a homeowner.

Foreclosure and Short Sale -- Mortgage Deficiencies treated differently?

Many people are aware that, in 2013, the Florida legislature shortened the period within which a lender must start a suit for the mortgage deficiency from five years to one year. What is a 'mortgage deficiency?' This is essentially defined as the amount a court determines is the difference between the value of the real property at the time it is sold and conveyed by the Clerk after the entry of foreclosure judgment and the total amount owed on the mortgage at that time.

Critics: taxing commercial leases penalizing Florida businesses

Commercial Leasing in Florida:

Florida Homestead and Protection from Creditors

Florida Homestead is a far reaching protective shield enshrined in the Florida Constitution and implemented in various state laws.  It's also given preferred status by Florida courts.  When do you need a Florida litigator to stop a creditor levy? When do you need to bring a court action to challenge penalties sought by a county tax collector? When do you need a probate action to a carve a homestead property out of a will?  When can you challenge a conveyance (deed or mortgage) given by a spouse?  When can you contest a devise in a will where the decedent left a spouse and/or minor children?

Florida commercial leasing: broad challenges and opportunities

Florida commercial leases trip up many a landlord and many a business tenant. Here's an important point regarding one of many stark differences between a residential and a commercial lease: Commercial lease tenants are accorded fewer consumer protections if things go wrong down the road.

Select Florida foreclosures -- Here's something disturbing.

FORECLOSURE OF REVERSE MORTGAGES. Some lenders impose rules that are not fully explained to elderly borrowers. This problem is compounded as people age in place and become less likely to carefully read all the mail they receive.  Sometime that mail requires prompt response or dire consequences can flow.  Some borrowers have found a few lenders' attitude is: You live in your house until, well, we contend that you don't live in your house.

FLORIDA HOMESTEAD

Florida HOMESTEAD is frequently misunderstood and under-utilized by many Florida citizens, perhaps because people come from states which have nothing similar. There are three separate aspects to FL homestead:

Long trail of Real Estate Disputes targeting HOA management

Well, this tale is sure to rile up just about any individual in Florida or elsewhere across the country who lives in a homeowner or condo association often also referred to as "community associations,"

Florida Supreme Court in the fray on foreclosures

Yes, the November 2016 ruling in Bartram versus U.S. Bank N.A. will have far reaching consequences. Of course, every ruling from every state's highest tribunal is always noteworthy and weighty, with Florida hardly being excepted.

Partition and Contribution -TV interview of Celia Deifik

PARTITION AND CONTRIBUTION DISCUSSION: Click here for a discussion of various types of problems that can be solved with a Partition law suit:

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